What’s in a name – a guide to financial advisers Five qualities an IFA brings to your investment portfolio Why do we work? Over-55s struggle as savings and income levels plunge
What’s in a name – a guide to financial advisers Our industry is going through a period of change, brought on by new regulations in part aimed at increasing transparency for the consumer. The key changes are that from January 2013 the current commission system will be replaced with “client agreed remuneration” for any new products and advisers will have to be qualified to a higher level than previously required. Seems like a good idea.
Read the Full Story
Five qualities an IFA brings to your investment portfolio Let’s assume for a moment that you’re in the happy position of having £100,000 to invest. What would you do? Play absolutely safe and put the money on deposit? Or go all out for capital growth and put your windfall into a fund that could give you a sky-high return – but that carries an equally high degree of risk?
Read the Full Story
Why do we work? Is it really because it’s part of our culture? The concept of work, that consumes so much of our existence, has such an established presence in our lives it is difficult to imagine being without it. Indeed, the general societal expectation is we must work otherwise we will be judged a ‘skiver’ or scrounger, particularly if we draw state benefits.
Read the Full Story
Over-55s struggle as savings and income levels plunge Savings for older people have fallen by more than 25% over the past year, while incomes for the over-55s have dropped, according to research by Aviva. One in 10 of the over-55s are surviving on less than £500 a month, with single women most likely to be in poverty, said Aviva in its "Real Retirement Report", which over the last two years has tracked the income and spending of 11,600 people in, or near, retirement. The average monthly income of the over-55s now stands at £1,285, a small rise on the quarter before, but 4% down from last year.
Read the Full Story

Contact Us

Call: 01444 237820
email: midsussex@ashleylaw.co.uk
web: www.ashleylawmidsussex.co.uk

Search Attentive Adviser

Attentive Adviser Blog

Over-55s struggle as savings and income levels plunge

Friday, 09 March 2012 14:36 Written by traceyevans

Savings for older people have fallen by more than 25% over the past year, while incomes for the over-55s have dropped, according to research by Aviva. One in 10 of the over-55s are surviving on less than £500 a month, with single women most likely to be in poverty, said Aviva in its “Real Retirement Report”, which over the last two years has tracked the income and spending of 11,600 people in, or near, retirement. The average monthly income of the over-55s now stands at £1,285, a small rise on the quarter before, but 4% down from last year.

Read more

Staff barred from Final Salary Pension Schemes

Monday, 20 February 2012 10:43 Written by traceyevans

The number of businesses that have closed their final salary pension to all of their staff has jumped by a third, the National Association of Pension Funds (NAPF) has revealed in its latest annual survey.

Read more

FSA to raise consumer awareness of deposit protection

Friday, 10 February 2012 12:32 Written by traceyevans

The Financial Services Authority (FSA) is making it obligatory for all banks, building societies and credit unions in the UK to prominently display, in every branch and on every website, how much compensation savers could claim in the event of an institution failing. This is part of a continuing effort by the FSA and the Financial Services Compensation Scheme (FSCS) to improve confidence around compensation by increasing awareness of deposit protection.

Read more

« Older Entries
Newer Entries »

Receive our Newsletter

Tracey's Tweets

Derek's Tweets